Debt can quickly take over your life and put your income and assets at risk. Despite your best efforts to pay it off on your own, you may still find yourself seriously behind on bills. You also may find yourself dealing with collection letters and lawsuits that creditors file against you.
Instead of dealing with your debt on your own, you can take legal action to resolve it more effectively. You can start by filing for a Chapter 13 bankruptcy that will stop collection attempts against your income and assets.